POLICE are warning residents to stay alert to increasingly sophisticated online scams, urging people to take a moment before responding to unexpected messages or requests.

Devon & Cornwall Police is reminding the public that they do not need to know every type of scam to protect themselves.

Instead, residents are being encouraged to remember three simple steps: Stop, Challenge and Protect.

People receiving unexpected requests for money, personal information or account details are urged to stop and think before taking action.

Criminals often create a sense of urgency to pressure victims into making quick decisions.

Residents should also challenge unexpected contact.

People should never click links in unsolicited emails or text messages and should independently verify anyone claiming to represent their bank, the police or another organisation.

Police are particularly warning residents about criminals who tell victims to move money into a so-called ‘safe account’.

Genuine organisations will never ask customers to transfer their money in this way.

Banks, technology companies and police will also never ask for a full PIN or password.

Anyone who feels something is not right should stop communicating immediately.

Those who have shared personal or financial information should contact their bank without delay.

Residents are also being encouraged to switch on two-step verification for important accounts, particularly email.

Suspicious emails can be forwarded to [email protected] before being deleted, while suspicious text messages can be forwarded free of charge to 7726, which spells ‘SPAM’.

Anyone who has fallen victim to fraud or cybercrime can report it to Report Fraud or call 0300 123 2040.

Those needing to contact their bank quickly can dial 159.

Police are urging residents to share the advice with friends, family and colleagues to help keep communities across Devon safe online.